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Will a Collection Agency That Does Not Have My Social Security Number Affect My Credit?

I recently refused to refund money to a buyer on ebay and paypal put my balance into negative. They are threatening to send me a collection agency.

Will this affect my credit?

Is there any way I can fight this because I refuse to pay for someone else's loss?

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2 Responses to “Will a Collection Agency That Does Not Have My Social Security Number Affect My Credit?”

  1. blackgirl_always_sweet
    February 9, 2006 at 5:24 pm #

    Well ebay have your personal information. They have your first and last name,address and zip code so that narrows it down to you, yes they can send it to the collection agency. My city is sending people names to the collection agency if they don't pay their parking tickets so i'm guessing that ebay can do it too.

  2. Kevin (a.k.a. novell_mcne)
    March 12, 2006 at 9:52 am #

    It appears that the question period has expired. If you have received an answer that meets your needs, please choose one of those as a 'best answer.' If you haven't received a good answer for your question, you may want to consider the following,

    1) Re-post your question. Newer questions get more activity on Yahoo! Answers than old ones.
    2) If you do re-post your question, consider why it wasn't answered the first time. Could it be more specific? Could it be worded better? Were there grammatical or spelling errors? Was it in the best category?

    If it doesn't seem likely that re-posting your question will help you, then here's a listing of my favorite 'answer sites'. Maybe one of them will help you.
    Yahoo Reference

    Since I really haven't answered your question, it is not necessary to give me any points. Regards.

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