I was contacted by collection agency an account that was charged off 8 years ago. They said they bought that debt and are reporting it on my credit.
I asked for written records with my signature to ensure that it was a real account that I opened. They said that it had been validated by the orginal credit card company, but they could not supply any records with my signature.
Can I have that removed if there are no records with signatures showing that I ever opened that account?Tags: agency, written, Personal Finance, card, asked, validated
debt collector does not own debt can they report to credit bureau, they bought the credit card debt can they report it as a debt