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A Credit Card Collection Agency Keeps Calling My House Asking for Someone Else?

I just got this new number but a collection agency keeps calling way too much and I can't get rid of them. I keep telling them this person doesn't live here but then hours later a different person from the same agency calls. I would change my number again but my husband is being stubborn and refuses. Any tips how to get rid of these people?

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4 Responses to “A Credit Card Collection Agency Keeps Calling My House Asking for Someone Else?”

  1. Robert F
    June 23, 2011 at 5:57 pm #

    Next time ask for a supervisor ,and explain the situation and that you intend to turn them in to the authorities if the calls don't stop . There is a government agency that handles this type of thing (I forgot the name off hand) this falls under harassment and they can get some stiff fines

  2. Ravenclaw94
    June 23, 2011 at 5:57 pm #

    This used to happen to me, and this is my favorite technique: threaten legal action. Now I had a greater argument since I am only 17, but I imagine it could work for anyone. I would just say something like "I have tried multiple times unsuccessfully for you to stop calling my number, so now I have been left with no other option. Unless you remove my number from your calling list, you will be sued for harassment of a minor." haha, sounds dumb but unless the person coincidentally paid the bill it worked perfectly last time. Haven't had a call since. Those people don't respond to reasonable pleas... you have to be stern with them!

  3. D J
    June 23, 2011 at 6:23 pm #

    Ask them for an address them write a drop dead letter & send it certified mail.
    For a sample letter check out http://www.clarkhoward.com , consider letting your answering machine pick up the calls. Turn off the ringer at night till they get the hint. Record the calls & times, if they don't stop you can sue them.

    Register your phone on the DO Not Call List - http://www.donotcall.org

  4. CatDad
    June 23, 2011 at 7:31 pm #

    Debt collectors often have trouble locating debtors, so they start harassing the first person they can find with a similar name, address or phone #.
    - How to stop collection agency harassment for a debt that is not yours: First, you're going to have to get the name, address and fax# of the collection agency that is calling you. Once you get this Send/fax the collection agency a letter via Certified Mail + Return Receipt (do NOT use regular mail) stating:

    Per the Fair Debt Collection Practices Act, cease all communications with me and stop all phone calls to [insert your phone #]. You have the wrong person and this is not my debt. Receipt of this letter is officially being time stamped via Certified Mail. I will pursue each subsequent phone call from your office with a $1,000 per incident penalty for Fair Debt Collection Practices Act violations.

    If they keep calling, read the following statement to them:
    - Be advised that you have the wrong person and that this call is being recorded. If you do not consent to being recorded, you need to terminate this call. Continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.

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